Disability is a Fact of Life

Could You Live Off Of Savings?

• 6.85 out of 10 people between the ages of 20 and 35 will suffer a disability that lasts 3 months or longer.
• If a disability lasts longer than 3 months, its average duration is 2.9 years at age 30, 3.9 years at age 40 and 4.5 years at age 50.
• 48% of all home foreclosures done in this country today are a result of disabilities, only 3% are due to premature death.
• Death rates are down; disability rates are up.
• At ages 35 - 40, your chances of being disabled are twice as great as those of dying.
• Worker’s Compensation rates recently rose again. Analysts at tribute this in part to the inclusion of stress on the job as a possible claim.
• Each year, the statistics average as follows:
  • 1 in 106 people die
  • 1 in 88 homes catch fire
  • 1 in 70 cars is involved in a serious accident
  • 1 in 8 people are disabled