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Superior Vision Plan Details
Outline of Benefits -
Gold Preferred Plan With Materials Discount|
Benefits |
Frequency |
In-network |
Non-Network |
| Comprehensive
Exam (Ophthalmologist MD) |
12 months |
Covered in Full |
Up to $34.00 |
| Comprehensive
Exam (Optometrist OD) |
12 months |
Covered in Full |
Up to $26.00 |
| Standard Lenses (per pair): | 12 months | ||
| Single Vision | 12 months | Covered in Full | Up to $32.00 |
| Bifocal | 12 months | Covered in Full | Up to $46.00 |
| Trifocal | 12 months | Covered in Full | Up to $57.00 |
| Lenticular | 12 months | Covered in Full | Up to $90.00 |
| Contact Lenses (per pair)*: | 12 months | ||
| Medically Necessary | 12 months | Covered in Full | Up to $210.00 |
| Cosmetic (Elective**) | 12 months | Up to $100.00 | Up to $100.00 |
| Frames (Standard)** | 24 months | Up to $100.00 | Up to $47.00 |
*Contact lenses are in lieu of eyeglass lenses and frames benefit.
**The insured is responsible for paying any changes in excess of this allowance.
How to use your benefit:
In-Network
· Select a provider from the Superior Vision Services Provider Network.
· Use your personalized I.D. card to identify yourself. Provider will call SVS to verify eligibility. No paperwork is required from you.
· Pay the provider directly for the co-pay for exam or materials and the cost of any non-covered item.
Out-of-Network
· Call SVS Member Services for your
authorization number.
· Pay the non-network provider for all products and services.
· Submit your original itemized billing from the provider, along with your
authorization number, to SVS Member
Services for reimbursement in accordance
with the Non-Network Schedule of Allowances less the co-pay if applicable.
| The Discount Plan for Additional Materials: | |
| Eyeframes | 30% off retail prices |
| Lenses (uncoated std glass or plastic) | 30% off retail prices |
| Add-on features | 20% off retail prices |
| Everyday "Frames & Lenses" package pricing | 20% off retail prices |
| Contact Lenses | 20% off retail prices |
| Disposable Contacts | 10% off retail prices |
| Other Items | 20% off retail prices |
20% Discount off the UCR surgical fee for refractive surgery procedures such as, Radial Keratotomy (RK), Photo-Refractive Keratomy (PRK), and LASIK at a preferred provider.
Note: The discount benefit is available only from Superior Vision Plan in-network providers who are identified in the provider directory with a "DP." Discounts do not apply to the insured benefit underwritten by ReliaStar LIfe Insurance Company.
Limitations & Exclusions
Limitations (options at additional cost):
The Superior Vision Plan is designed to provide
your basic eyewear needs. It does not cover items that are considered cosmetic
or elective. The following options will require an additional charge over the
covered benefit. Pay any additional charges directly to your provider.
Example: Standard design bifocal lenses are a covered benefit. Blended (no line) bifocal lenses will require an additional charge.
A frame that costs more than the Plan allowance.
Additional costs for contact lenses (elective) over the allowance.
Blended (no-line) and/or multifocal lenses
Beveled and/or faceted lenses.
Coating on lenses (anti-scratch, anti-reflective, sunglass colors)
Cosmetic lenses
Oversize charge for lenses larger than Plan allowance
Polycarbonate lenses.
Replacement frames and/or lenses.
Exclusions (products & Services not covered):
There is no benefit coverage for the following
products and services.
Conditions covered by workers compensation
Eye exams required by the employer as a condition for employment
Frame cases
Low (subnormal) vision aids
Non-prescription (plano) eyewear
Orthoptics or vision training and any associated supplemental testing
Progressive lenses
Services and materials provided by another vision plan
Tints (except Rose tint #1 and #2)
Rates
Rates are based on 10 pay periods a year
| Monthly Cost | |
| Employee Only | $11.28 |
|
Employee + 1 |
$21.89 |
| Employee + 2 or More |
$32.16 |